Insurance Company Name Rate Multiplier % Max Credit % Max Credit Multiplier % Max  Debit % Max Debit Multiplier Max Prem Discount Max Prem Discount Multiplier Max Group Credit Max Group Credit Multiplier Max HMO Credit Max HMO Credit Multiplier Deductible Plan Retro Rating Plan Selected Class Mods Total All Discounts 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
0001 ACCEPTANCE INDEMNITY INSURANCE COMPANY 1.300 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       97.50%
0002 ACE AMERICAN INSURANCE COMPANY 1.626 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       162.60%
0003 ACE FIRE UNDERWRITERS INSURANCE COMPANY 1.626 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       162.60%
0004 ACE INDEMNITY INSURANCE COMPANY 1.789 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       178.90%
0005 ACE PROPERTY AND CASUALTY INSURANCE COMPANY 1.849 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       184.90%
0006 ACIG INSURANCE COMPANY 1.186 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% N Y N 88.95%
0007 AIU INSURANCE COMPANY 1.670 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%   Y N 107.21% 1 1.07214 1 1.07214
0008 ALASKA NATIONAL INSURANCE COMPANY 1.640 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y N 123.00%
0009 ALEA NORTH AMERICA INSURANCE COMPANY 1.661 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N N N 106.64%
0010 AMERICAN ALTERNATIVE INSURANCE CORPORATION 1.300 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y N 83.46% 1 0.8346 1 0.8346
0011 AMERICAN AND FOREIGN INSURANCE COMPANY 1.938 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%   Y Y 193.80%
0012 AMERICAN AUTOMOBILE INSURANCE COMPANY 1.623 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N N N 104.20%
0013 AMERICAN CASUALTY COMPANY OF READING 1.250 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     Y 93.75%
0014 AMERICAN ECONOMY INSURANCE COMPANY 1.670 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00%       109.84%
0015 AMERICAN EMPLOYERS' INSURANCE COMPANY 1.119 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00%     N 73.85% 1 0.73854 1 0.73854
0016 AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY 1.612 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% Y N N 106.03%
0017 AMERICAN HARDWARE MUTUAL INSURANCE COMPANY 1.204 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       120.40%
0018 AMERICAN HOME ASSURANCE COMPANY 1.672 -25.00% 75.00% 50.00% 150.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%   Y N 107.34%
0019 AMERICAN INSURANCE COMPANY (THE) 1.582 -25.00% 75.00% 25.00% 125.00% -7.70% 92.30% 0.00% 100.00% 0.00% 100.00% N N N 109.51%
0020 AMERICAN INTERSTATE INSURANCE COMPANY 1.250 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y     93.75%
0021 AMERICAN MANUFACTURERS MUTUAL INSURANCE COMPANY 1.480 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% -15.00% 85.00% 0.00% 100.00% Y Y N 83.03%
0022 AMERICAN MOTORISTS INSURANCE COMPANY 1.480 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y N 97.68%
0023 AMERICAN PROTECTION INSURANCE COMPANY 1.180 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y N 77.88%
0024 AMERICAN SAFETY CASUALTY INSURANCE 0 1.460 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y N 109.50%
0025 AMERICAN STATES INSURANCE COMPANY 1.830 -25.00% 75.00% 25.00% 125.00% -12.40% 87.60% 0.00% 100.00% 0.00% 100.00%     Y 120.23%
0026 AMERICAN STATES INSURANCE COMPANY OF 2.000 -25.00% 75.00% 25.00% 125.00% -12.40% 87.60% 0.00% 100.00% 0.00% 100.00%       131.40%
0027 AMERICAN ZURICH INSURANCE COMPANY 1.433 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y N 107.48%
0028 AMERISURE MUTUAL INSURANCE COMPANY 1.310 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       131.00%
0029 ARCH INSURANCE COMPANY 1.769 0.00% 100.00% 0.00% 100.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y N 151.43%
0030 ARGONAUT INSURANCE COMPANY 2.000 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% N Y N 150.00%
0031 ARGONAUT-MIDWEST INSURANCE COMPANY 1.700 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%   Y N 127.50%
0032 ARGONAUT-SOUTHWEST INSURANCE COMPANY 1.150 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%   Y N 86.25%
0033 ASSOCIATED INDEMNITY CORPORATION 1.522 -25.00% 75.00% 25.00% 125.00% -7.70% 92.30% 0.00% 100.00% 0.00% 100.00% N N N 105.36%
0034 ASSURANCE COMPANY OF AMERICA 1.791 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y N 134.33%
0035 ATHENA ASSURANCE COMPANY 1.647 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y N 105.74%
0036 ATLANTIC INSURANCE COMPANY 1.530 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y N 98.23%
0037 ATLANTIC MUTUAL INSURANCE COMPANY 1.349 0.00% 100.00% 0.00% 100.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y Y 115.47%
0038 ATLANTIC SPECIALTY INSURANCE COMPANY 1.649 -40.00% 60.00% 40.00% 140.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y   84.69%
0039 BANCINSURE, INC. 1.710 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y Y 109.78%
0040 BANKERS STANDARD INSURANCE COMPANY 1.464 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       146.40%
0041 BENCHMARK INSURANCE COMPANY 1.430 0.00% 100.00% 0.00% 100.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N N N 122.41%
0042 BIRMINGHAM FIRE INSURANCE COMPANY OF 1.672 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%   Y N 107.34%
0043 BITUMINOUS CASUALTY CORPORATION 1.412 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     N 141.20%
0044 BITUMINOUS FIRE AND MARINE INSURANCE COMPANY 1.412 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     N 141.20%
0045 BROTHERHOOD MUTUAL INSURANCE COMPANY 1.340 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       100.50%
0046 CARE WEST INSURANCE COMPANY 1.493 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       111.98%
0047 CASCADE NATIONAL INSURANCE COMPANY 1.516 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y     113.70%
0048 CENTENNIAL INSURANCE COMPANY 1.499 0.00% 100.00% 0.00% 100.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y Y 128.31%
0049 CHUBB INDEMNITY INSURANCE COMPANY 1.462 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y Y 96.49%
0050 CHURCH MUTUAL INSURANCE COMPANY 1.314 -25.00% 75.00% 25.00% 125.00% -7.00% 93.00% 0.00% 100.00% 0.00% 100.00%   N Y 91.65%
0051 CINCINNATI INSURANCE COMPANY (THE) 1.469 0.00% 100.00% 0.00% 100.00% -4.50% 95.50% 0.00% 100.00% 0.00% 100.00% Y N N 140.29%
0052 CIVIC PROPERTY AND CASUALTY COMPANY 1.674 -25.00% 75.00% 25.00% 125.00% -19.80% 80.20% 0.00% 100.00% 0.00% 100.00%     Y 100.69%
0053 CLARENDON NATIONAL INSURANCE COMPANY 1.730 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     N 129.75%
0054 COMMERCE AND INDUSTRY INSURANCE COMPANY 1.923 -25.00% 75.00% 50.00% 150.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%   Y N 123.46%
0055 CONNECTICUT INDEMNITY COMPANY (THE) 1.590 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y Y 119.25%
0056 CONSTITUTION INSURANCE COMPANY 1.354 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% N N N 101.55%
0057 CONTINENTAL CASUALTY COMPANY 2.000 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     Y 200.00%
0058 COREGIS INSURANCE COMPANY 1.814 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%     N 181.40% 1 1.814 1 1.814
0059 CYPRESS INSURANCE COMPANY 1.591 -25.00% 75.00% 25.00% 125.00% -7.20% 92.80% 0.00% 100.00% 0.00% 100.00% N Y   110.73%
0060 DAIMLERCHRYSLER INSURANCE COMPANY 1.280 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%       128.00%
0061 DANIELSON NATIONAL INSURANCE COMPANY 1.171 -40.00% 60.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y N 70.26%
0062 DISCOVER PROPERTY & CASUALTY INSURANCE COMPANY 1.492 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y N 95.79%
0063 EAGLE PACIFIC INSURANCE COMPANY 1.430 -25.00% 75.00% 25.00% 125.00% -6.90% 93.10% 0.00% 100.00% 0.00% 100.00% Y Y N 99.85%
0064 ELECTRIC INSURANCE COMPANY 1.015 0.00% 100.00% 0.00% 100.00% -1.90% 98.10% 0.00% 100.00% 0.00% 100.00%   Y N 99.57%
0065 EMPLOYERS COMPENSATION INSURANCE COMPANY 1.479 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% -10.00% 90.00%       99.83%
0066 EMPLOYERS DIRECT INSURANCE COMPANY 1.511 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% -6.00% 94.00% 0.00% 100.00%   Y   106.53%
0067 EMPLOYERS' FIRE INSURANCE COMPANY (THE) 1.319 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%     N 84.68%
0068 EMPLOYERS INSURANCE COMPANY OF WAUSAU 2.310 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% Y Y N 151.94%
0069 EMPLOYERS MUTUAL CASUALTY COMPANY 1.340 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% N N N 100.50%
0070 EVEREST NATIONAL INSURANCE COMPANY 1.625 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% -8.00% 92.00% Y   Y 112.13%
0071 EXACT PROPERTY AND CASUALTY COMPANY 1.674 -25.00% 75.00% 25.00% 125.00% -19.80% 80.20% 0.00% 100.00% 0.00% 100.00%     Y 100.69%
0072 EXPLORER INSURANCE COMPANY (THE) 1.789 -25.00% 75.00% 50.00% 150.00% -14.40% 85.60% -40.00% 60.00% 0.00% 100.00% Y Y N 68.91%
0073 FAIRFIELD INSURANCE COMPANY 1.505 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00%   Y   99.33%
0074 FAIRMONT INSURANCE COMPANY 1.385 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% Y Y   91.10%
0075 FARMERS INSURANCE EXCHANGE 1.674 -25.00% 75.00% 25.00% 125.00% -7.50% 92.50% 0.00% 100.00% 0.00% 100.00%     Y 116.13%
0076 FARMLAND MUTUAL INSURANCE COMPANY 1.748 -25.00% 75.00% 25.00% 125.00% -6.00% 94.00% 0.00% 100.00% 0.00% 100.00% Y Y N 123.23%
0077 FEDERAL INSURANCE COMPANY 1.462 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y Y 96.49%
0078 FEDERATED RURAL ELECTRIC INSURANCE COMPANY 1.240 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% N N N 124.00%
0079 FIDELITY AND DEPOSIT COMPANY OF MARYLAND 1.612 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y N N 161.20%
0080 FIDELITY AND GUARANTY INSURANCE COMPANY 1.356 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y N 89.50%
0081 FIDELITY AND GUARANTY INSURANCE UNDERWRITERS 1.492 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y N 98.47%
0082 FIRE AND CASUALTY INSURANCE COMPANY 1.789 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y Y 134.18%
0083 FIREMAN'S FUND INSURANCE COMPANY 1.467 -25.00% 75.00% 25.00% 125.00% -7.70% 92.30% 0.00% 100.00% 0.00% 100.00% N N N 101.55%
0084 FIRST LIBERTY INSURANCE CORPORATION (THE) 1.726 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% Y Y N 113.53%
0085 FIRST NATIONAL INSURANCE COMPANY OF AMERICA 2.030 -25.00% 75.00% 25.00% 125.00% -12.40% 87.60% 0.00% 100.00% 0.00% 100.00% N Y Y 133.37%
0086 FLORISTS' MUTUAL INSURANCE COMPANY 1.600 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% Y Y   102.72%
0087 GENERAL CASUALTY COMPANY OF WISCONSIN 1.346 0.00% 100.00% 0.00% 100.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% N Y   118.04%
0088 GLOBE INDEMNITY COMPANY 1.789 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00%   Y   178.90%
0089 GOLDEN EAGLE INSURANCE CORPORATION 1.269 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% -10.00% 90.00% 0.00% 100.00%   N   85.66%
0090 GRANITE STATE INSURANCE COMPANY 1.772 -25.00% 75.00% 50.00% 150.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00%   Y N 113.76%
0091 GRAPHIC ARTS MUTUAL INSURANCE COMPANY 1.202 -25.00% 75.00% 25.00% 125.00% -12.40% 87.60% 0.00% 100.00% 0.00% 100.00%   Y N 78.97%
0092 GREAT AMERICAN ALLIANCE INSURANCE COMPANY 1.240 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y N 79.61%
0093 GREAT AMERICAN ASSURANCE COMPANY 1.520 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y N 97.58%
0094 GREAT AMERICAN INSURANCE COMPANY 1.310 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y N 84.10%
0095 GREAT AMERICAN INSURANCE COMPANY OF 1.380 -25.00% 75.00% 25.00% 125.00% -14.40% 85.60% 0.00% 100.00% 0.00% 100.00% N Y N 88.60%
0096 GREAT NORTHERN INSURANCE COMPANY 1.462 -25.00% 75.00% 25.00% 125.00% -12.00% 88.00% 0.00% 100.00% 0.00% 100.00% Y Y Y 96.49%
0097 GREAT WEST CASUALTY COMPANY 1.360 -25.00% 75.00% 25.00% 125.00% 0.00% 100.00% 0.00% 100.00% 0.00% 100.00% Y Y   102.00%
0098 GREENWICH INSURANCE COMPANY 1.348 -25.00% 75.00% 25.00% 125.00% -12.30% 87.70% 0.00% 100.00% 0.00% 100.00% N Y N 88.66%