Applying for a New Policy or Renewal

You can request a Quote for Workers’ Compensation Insurance at any time during the year. The decision to act on a change would be determined by the rates charged on the quoted policy as compared to your current policy.

Remember when you change policies mid term, you could be charged a Short Rate Penalty to change. The amount of the Short Rate Penalty may be less than the savings and it could be worth your time and money to change mid term. In other cases, it would behoove you to wait until the anniversary date.

The quote you get is only as good as the information you share with the Insurer who is giving the quote.